Terms & Conditions
Last updated: November 2025
1. Acceptance of Terms
These Terms of Service ("Terms") govern your access to and use of the EquityLog website and services (collectively, the "Service") provided by EquityLog ("we", "us", or "our").
BY ACCESSING OR USING THE SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO ALL OF THESE TERMS, DO NOT ACCESS OR USE THE SERVICE.
We reserve the right to modify these Terms at any time. Changes will be effective upon posting. Your continued use of the Service following any changes constitutes acceptance of the revised Terms.
2. Description of Service
The Service provides tools for tracking, analyzing, and managing information. You are responsible for obtaining and maintaining all equipment, software, and internet access necessary to use the Service.
We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time with or without notice. We shall not be liable to you or any third party for any such modification, suspension, or discontinuance.
3. Eligibility
The Service is intended for users who are at least 18 years of age. By using the Service, you represent and warrant that you meet this requirement and have the legal capacity to enter into a binding agreement.
4. Account Registration
You may be required to create an account to access certain features. You agree to provide accurate, current, and complete information and to update such information as necessary. You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.
5. Fees and Payment
Certain features of the Service may require payment of fees. You agree to pay all applicable fees as described at the time of purchase. Fees are non-refundable except as expressly set forth herein or as required by applicable law.
For subscription-based services, your subscription will automatically renew unless you cancel before the end of the current billing period. You are responsible for canceling your subscription if you no longer wish to be charged.
6. Refund Policy
All fees are non-refundable unless otherwise determined at our sole discretion. We are not responsible for charges resulting from failure to cancel a subscription prior to renewal.
7. Important Disclaimers
THE SERVICE IS PROVIDED FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. WE DO NOT PROVIDE FINANCIAL, INVESTMENT, LEGAL, TAX, OR OTHER PROFESSIONAL ADVICE. ANY DECISIONS YOU MAKE BASED ON INFORMATION FROM THE SERVICE ARE SOLELY YOUR RESPONSIBILITY.
Past performance is not indicative of future results. You acknowledge and accept all risks associated with your use of the Service and any related activities.
8. Acceptable Use
You agree not to:
- Use the Service for any unlawful purpose or in violation of any applicable laws
- Attempt to gain unauthorized access to any portion of the Service or related systems
- Interfere with or disrupt the integrity or performance of the Service
- Transmit any viruses, malware, or other harmful code
- Impersonate any person or entity or misrepresent your affiliation
- Use the Service to collect information about others without consent
- Reproduce, duplicate, copy, sell, or resell any portion of the Service
9. User Content
You retain ownership of content you submit to the Service. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display such content solely for the purpose of providing the Service.
You represent and warrant that you own or have the necessary rights to submit your content and that your content does not violate any applicable laws or third-party rights.
10. Intellectual Property
The Service and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not use our trademarks without prior written consent.
11. Third-Party Services
The Service may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
12. Disclaimer of Warranties
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT ANY DEFECTS WILL BE CORRECTED.
13. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.
OUR TOTAL LIABILITY SHALL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRIOR TO THE CLAIM OR ONE HUNDRED DOLLARS ($100).
14. Indemnification
You agree to indemnify, defend, and hold harmless us and our officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the Service or your violation of these Terms.
15. Termination
We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Service will immediately cease.
16. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates, without regard to its conflict of law provisions. Any disputes shall be subject to the exclusive jurisdiction of the courts located in the United Arab Emirates.
17. Severability
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.
18. Entire Agreement
These Terms constitute the entire agreement between you and us regarding the Service and supersede all prior agreements and understandings, whether written or oral.
19. Contact
If you have any questions about these Terms, please contact us at: equitylog@gmail.com